When I was thinking about what of my friends I would interview for money management, Emily didn’t initially come up. Yes, she’s been known to teach me money-saving tricks, like getting day-old loafs of bread from Jimmy Johns and a pound of cheese to snack on, but it always seemed to me we were never depriving ourselves, just being resourceful or adventurous. Truly, I should be putting her interview under a project about exercise (perhaps you’ve seen her out running with her basset hound); or travel (besides one awesome trip I took with her to Colorado, she’s also been to Australia, and most recently, biking along the West coast and visiting me); or baking (ask her to make frosting or cookies, she can do it off the top of her head); or compassion (when you meet her, it’s incredibly obvious how much her friends, family (including her dog), boyfriend and patients are to her). Alas, her well-rounded nature has put her here.
EF (Me): What was your upbringing like in respects to how it affected your money management?
EC (Emily Cardella): I was brought up in a family without extra money, and I think it allows me to be able to keep calm and find other things to do when I’m nearly broke, but it also makes me want to succeed that much more, to see what its like to have money and be able to buy things when I want them. Also, I’m deathly afraid of spending more money than what I have, which I’ve only done once, when I went to Australia. It was easy when we were in college and no one had money, but I find the more mature my friends get, money wise, the harder it is to keep up with the things they want to do, consequently I am constantly looking for ways to save money and get by with less so I can do things with friends when they are around.
EF: If you won the lottery, what would you buy?
EC: First I would pay off my Australia loan, then I would give a lot of it to my parents, because I know my school was a huge financial burden to them, and they haven’t had a decent vacation in a long time. If I had any money left over I would help [my sister] Danielle pay for school (and probably [my boyfriend] Josh), then hope I got into PA school soon so I could just pay that off too. I’d visit all my friends in their crazy faraway places, buy them things (make them love me more). Then if any money was left over I’d start looking for my dream house. I’d probably buy another dog in there somewhere too. Unfortunately I never even buy lottery tickets, so this is never going to happen.
EF: What are some elements that were involved in choosing your career?
EC: I think at the core I just like helping people. Even when I wanted to be a vet I just wanted to help the animals and their owners. I get satisfaction out of making other people feel better, relieved. I hate seeing people struggling and hurting.
EF: What will you be doing after you retire?
EC: IF I retire, (it sounds kind of boring, and I’m just trying to start my career, so I have a few years before I’ll start thinking about retiring) I’ll probably be hanging out with my cows, training dogs, and snowboarding.
EF: What was the best thing you recently saved money on?
EC: Unfortunately, no matter how much I “save” when buying things I always see it as spending money. I really want these $100 pillows from Younkers, they were 50% off last week, and with the 15% coupon I could have gotten them for pretty cheap, but my mom works there too, and I didn’t have her with me to get another 23% off, so I didn’t buy them. I could have potentially “saved” a lot of money on those pillows, but not buying them at all saved me money too! (Probably just going to ask for them for my birthday)
EF: What was your last splurge on?
EC: Haha, probably that big trip around the US. :S
EF: What do you spend most your money on?
EC: Traveling. Almost every time I save up a big enough portion of money it gets spent on a trip somewhere. I may have to quit doing this for awhile, sadly.
EF: Who is better at saving money, you or Josh?
EC: Hard to say at this point, mostly because one of us has always been in school not making money while the other one has a full time job. We’re both pretty equally good at saving, which is one of the reasons I like him.
EF: What is something people would be surprised that you buy on a regular basis?
EC: The only things I repetitively purchase are food items, the next thing I’m buying is the Jim Croce album, Photographs and Memories, ($8), and yesterday I bought the Carpenters Christmas album for $0.50, both are incredible albums. I’m really excited to get a record player.
EF: What are things we can do on a daily basis to live a good life?
EC: Help others, but don’t scare them with your weirdness. Run (and/or exercise). Brush your teeth. Call your friends. Reflect. Be thankful. Have fun with whatever you’re doing. Get to know yourself. Bake. Build. Grow. Share. Relax.
EF: Do you have someone you look to for inspiration in your life?
EC: Everyone, I’ve found that if you get to know people, almost everyone has an inspiring story. My mom, and Riven. Really all my friends inspire me, I put you all on pedestals.
EF: What activity makes you most happy?
EC: Being outside. And playing with Tucker. Simplicity is the key.
EF: What would be your last meal?
EC: Something my mom cooked, anything really, as long as she made it.
EC: Any of the small-time artists struggling at local coffee shops and bars. For some reason they always sound amazing to me, I love live music.
EF: In the area of sports?
EC: All the runners. Seriously, I’ve been trying to get myself running on a regular basis, it takes so much dedication. I succeed about 2 out of every 7 days.
EF: In the area of design?
EC: Love Sac. I really wish I had enough money to get the Sactionals. Brilliant.
EC:I think I’d like to be climbing a mountain. Or making another attempt at snowboarding. However, I don’t mind where I’m at right now either. I have the day off and it’s beautiful outside, perfect temperature and the leaves are changing colors!
EF: If you could give someone advice, what would it be?
EC: Don’t stop believin’